Aren't those gazillion little savings cards that you have to carry around with you everywhere ANNOYING?!!! My Cropadile helped me out and now I have this ring of cards in my bag and all I do is flip through them when needed. So.much.easier.
And here's more template love! I used Studio Hillary's Photo Cluster template on this layout:
I created the photo cluster and journaling using the template, printed them out, and then used my "real stash" to finish it off: Heidi Swapp butterflies, American Crafts patterned paper, flea market buttons (and a BG Lime Rickey thrown in), and flea market ric rac.
thanks for stopping by and have a great week! - betsy